# Middesk

> Middesk is the business identity platform for banks, lenders, fintechs, and marketplaces. It verifies businesses, prevents fraud, automates state and tax registration, and monitors business identity over time — available through a self-serve dashboard, REST APIs, and an MCP server for AI agents.

Middesk turns fragmented public business data — Secretary of State filings, IRS TIN matching, watchlists/OFAC, UCC liens, and more — into onboarding and risk decisions. It is trusted by banks, lenders, and platforms operating at scale.

## About Middesk
Middesk verifies business identity and turns public business data into onboarding and risk decisions, delivered through a self-serve dashboard, REST APIs, and an MCP server for AI agents.

Key facts:
- Category: business identity / KYB (Know Your Business) platform
- Data sources: Secretary of State filings, IRS TIN matching, watchlist & OFAC screening, UCC liens, and bankruptcies
- Coverage: business verification and registration across all 50 U.S. states and D.C.
- Delivery: dashboard, REST API, and MCP server
- Customers include: Novo, Rho, Checkr, Cherry, Affiniti, Great America, and Complete Payroll
- Founded: 2019 · Headquarters: San Francisco and New York

## Platform
- [Platform overview](https://www.middesk.com/platform): Data, intelligence, and workflows for business identity in one system — from dashboard to API to MCP.

## Products
- [Business Verification (KYB)](https://www.middesk.com/solutions/verification): Verify business identity, TIN, and legal-entity details.
- [Fraud Prevention](https://www.middesk.com/solutions/fraud-prevention): Detect business fraud at onboarding.
- [Business Registration](https://www.middesk.com/solutions/business-registration): Automate Secretary of State and tax registrations.
- [Underwriting](https://www.middesk.com/solutions/underwriting): Business data for credit and risk decisions.

## Use cases
- [Banking](https://www.middesk.com/solutions/use-cases/banking): Onboard and verify business customers for banks and neobanks.
- [Lending](https://www.middesk.com/solutions/use-cases/lending): Verification and underwriting data for business lenders.
- [Payments](https://www.middesk.com/solutions/use-cases/payments): Merchant onboarding and monitoring for payments companies.
- [Payroll](https://www.middesk.com/solutions/use-cases/payroll): Business and tax registration for payroll providers.
- [Marketplaces](https://www.middesk.com/solutions/use-cases/marketplaces): Seller and merchant verification for marketplaces.
- [AI agents](https://www.middesk.com/solutions/use-cases/agents): Business identity for AI agents via MCP and APIs.

## Developers & AI agents
- [Developer documentation](https://docs.middesk.com/home): API guides and reference for integrating verification, registration, and monitoring.
- [Business identity for AI agents](https://www.middesk.com/solutions/use-cases/agents): Access Middesk programmatically via REST APIs and an MCP server for agent-driven workflows.

## Customers
- [Customers overview](https://www.middesk.com/customers)
- [Novo — streamlined onboarding & efficiency](https://www.middesk.com/customer-stories/how-novo-streamlined-onboarding-and-enhanced-efficiency-with-middesk)
- [Rho — automation as a growth advantage](https://www.middesk.com/customer-stories/how-rho-turned-automation-into-a-growth-advantage)
- [Checkr — new customer segment via automated compliance](https://www.middesk.com/customer-stories/how-checkr-acquired-a-new-customer-segment-by-automating-regulatory-compliance-with-middesk)
- [Cherry — halved onboarding time, scaled automation](https://www.middesk.com/customer-stories/how-cherry-cut-onboarding-time-in-half-and-scaled-automation)
- [Affiniti — powering backbone industries](https://www.middesk.com/customer-stories/how-affiniti-powers-the-backbone-industries-of-america-with-middesk)
- [Middesk vs. competitors](https://www.middesk.com/versus/competitors)

## Company
- [About](https://www.middesk.com/about): Middesk's mission, story, and team.
- [Partners](https://www.middesk.com/partners): Partner ecosystem and integrations.
- [Careers](https://www.middesk.com/careers): Open roles at Middesk.
- [Contact / get a demo](https://www.middesk.com/contact): Talk to sales or request a demo.

## Resources
- [Resource hub](https://www.middesk.com/resource-hub): Blog, reports, and webinars.
- [Product releases](https://www.middesk.com/product-release-hub): Latest product updates.

## Optional
- [Full sitemap](https://www.middesk.com/sitemap.xml): Every indexed page, including all blog posts and customer stories.