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The business identity layer built for smarter credit decisions
Approving the right businesses shouldn’t require tradeoffs. Middesk gives lending and credit platforms the real-time identity data, fraud insights, and monitoring they need to reduce risk, increase auto-approvals, and unlock growth.
Used by the financial institutions raising the bar
Smarter onboarding means better lending decisions
Manual KYB creates bottlenecks, delays funding, and leaves gaps in your risk model. Middesk gives you clean, real-time business identity data—so you can approve the right customers, faster.
Built for the teams behind faster, safer credit decisions
Embedding KYB into your credit workflows
Launch seamless KYB with one API. Power instant decisions, reduce drop-off, and streamline the borrower experience, without compromising control.
Verifying every borrower, without slowing the business
Get audit-ready, normalized business profiles with real-time licensing and registration checks, even for sole props and brand-new entities.
Catching fraud before it hits your loan book
Use Middesk’s fraud signals—like address risk, shell behavior, and web presence validation, to stop bad actors and protect your portfolio.
Stronger signals for smarter credit decisions
Powering touchless small ticket lending at scale
"We were getting a lot of applications from newer businesses that we couldn’t verify with another risk solution’s data. Middesk has data directly from the Secretary of State, which led to better conversion, and higher confidence in the data we received because it comes straight from the source."
PM
Onboarding, Fraud, and Payments at Novo
“Middesk’s API gave us the flexibility to integrate business verification directly into our Salesforce workflow — powering faster approvals without manual intervention. It’s what enabled us to offer a true end-to-end lending experience to our dealers.”
Frank Swann
SVP of IT, ENGS Commercial Finance